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"...when disaster strikes, it may very well be worth hiring a professional public adjuster as your advocate in an insurance claim. These adjusters specialize in combing over your damaged property and your homeowners policy, and they make sure the insurer doesn't snake away from a valid claim.Public adjusters many times are veteran insurance company claims adjusters who know how insurance companies operate and have expertise in negotiating property claims to make sure you get the most out of your policy."

Public Claims Adjusters Offer a Valuable Service by Terri Cullen  From The Wall Street Journal Online

My Private Adjuster | The Shelley Group, Inc.
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My Private Adjuster | Navigating The Insurance Claims Business
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When was the last time you read and understood the insurance policy that covers your home or business?

Insurance policies are complicated and confusing.  All of the forms and paperwork required by the insurance company can be intimidating. Our team of professionals has prior insurance company experience and will review your policy in detail.  The Shelley Group, Inc. knows the insurance process inside and out.  Our goal is to maximize your claim payout fairly and promptly.

 

 

What is the difference between Public Adjusters and Insurance Adjusters?

​There are three different types of insurance adjusters, two of which are hired by the Insurance Company. The insurance adjuster is employed by an insurance company, while the independent adjusters are hired by the insurance company. Jeff Shelley, a Public Adjuster is hired by you, the insured.  

 

Quite simply, a public adjuster represents the policyholder ONLY. The Shelley Group is on your side working to ensure the insurance company pays you all the money you are entitled to. It is always a wise decision to let The Shelley Group review your claim even after you have settled with your insurer. Most of the time, we can re-open your claim and supplement for more money if discrepancies are found.

 

 

How does a The Shelley Group Public Adjusting get compensated?

There are no upfront fees.  We work on a contingency basis and our service fee is based on a small percentage of your claim settlement.  We sign a contract with you so you know exactly what to expect. While you typically have to pay your public adjuster a small percentage of your final claim payment, the additional peace of mind often makes it worth the extra expense.

 

 

How do I know if I need my own Private Public Adjuster?

Many policyholders are indeed unaware that the burden of proof falls on them. But to help policyholders receive fair compensation, they can hire a public adjuster who can guide them through the claims process. Unlike regular insurance adjusters, The Shelley Group, Inc. works for the homeowner, which means that the group has the best interest of the homeowner in mind throughout the process. With extensive knowledge of the insurance industry, The Shelley Group, Inc. can help policyholders receive a fair and timely settlement. Even if a policyholder has already received a check, The Shelley Group, Inc. can still reopen the claim and work to ensure that the policyholder receives the compensation they deserve.

 

 

When should I call The Shelley Group?​

The ideal time to call is immediately after the loss occurs.  It helps to have us involved from the onset so we can control all aspects of your claim from the very beginning.  We also CAN and DO become involved in the middle of a claim or even after the claim has been closed.  Most of the time we can re-open your claim and supplement for more money if discrepancy is found.​ Regardless of whether or not you cashed their check, we can still re-open your claim and work to get you what you deserve.

 

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What if I recently received & cashed an insurance check?

If you were not please with the amount, CONTACT US TODAY!  Regardless of whether or not you cashed their check, we can still re-open your claim and work to get you what you deserve.  As long as you did not sign a claim release, cashing an insurance check does not permanently close your claim.  We can have your claim reopened and present supplemental documentation to your carrier.

 

And remember... NO RECOVERY-NO FEE!

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My Private Adjuster | Navigating The Insurance Claims Business
My Private Adjuster | Navigating The Insurance Claims Business
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My Private Adjuster | Knows Policy Law
My Private Adjuster | Knows Policy Law

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