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Does Home Insurance Cover Fire Damage? Understanding Your Policy's Coverage

Erik Martin (Updated: Oct 5, 2023, 4:55am) Fire Insurance: Does Homeowners Policy Cover Fire Damage? https://www.forbes.com/advisor/homeowners-insurance/fire-insurance/

Fire insurance is part of homeowners insurance and covers the cost of damages and losses caused by a fire. The coverage can pay to repair or rebuild your house and replace damaged personal property such as clothing, furniture and appliances. Home insurance also includes loss of use coverage, which pays for your extra costs if your home is inhabitable after a fire and you have to live elsewhere during repairs. Loss of use costs can include lodging and restaurant meals. A home insurance policy also provides personal liability coverage that covers you if someone (who is not in your household) is hurt or, in some cases, if another property is damaged because of a fire that started in your home. If you are struggling with your insurance company to get the money you deserve, contact The Shelley Group, Inc. today!


To Read more from Forbes Magazine, check out their article: Fire Insurance: Does Homeowners Policy Cover Fire Damage? https://www.forbes.com/advisor/homeowners-insurance/fire-insurance/


Navigating the Insurance Claims Process for Your Business or Personal Property.

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