What is covered by standard homeowners insurance?
Understanding the four essential protections provided by your homeowners policy. Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: coverage for the structure of your home; coverage for your personal belongings; liability protection; coverage for additional living expenses. To learn or about each, check out the Article from: https://www.iii.org/article/what-covered-standard-homeowners-policy
ROOF DAMAGE * MOLD * WATER DAMAGE * THEFT * STORM DAMAGE * HAIL DAMAGE * FIRE & SMOKE DAMAGE * LIGHTNING DAMAGE * FLOOD DAMAGE * TORNADO DAMAGE
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Your insurance company relies on their own adjusters, their own contractors and their own vendors to come up with a value for your damages.
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