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When Your Insurance Will (and Won’t) Cover Mold Damage

My Private Adjuster

What are some instances in which your insurance will or will not cover mold damage? Insurance policies for homeowners frequently have unclear language about mold coverage, making it challenging to know if any mold damage you experience will be included. Home insurance policies are intended for sudden, unintentional damage, so they usually do not cover mold resulting from negligence or inadequate maintenance.

Most home insurance policies pay for mold only if it’s the result of a covered peril, but there are exceptions.
Most home insurance policies pay for mold only if it’s the result of a covered peril, but there are exceptions.

Should you file a mold claim? While you may believe that your insurance company will cover your mold damage, submitting a claim may not always be beneficial. Reach out to The Shelley Group, Inc. to determine whether filing a claim is worthwhile.

My Private Adjuster | Working for YOU... Not The Insurance Company
The Shelley Group, Inc. will assess the damage to your home or business property to help determine the scope of repairs and estimate the replacement value for those repairs.
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