A Business or Home List of Your Belongings Will Make Filing an Insurance Claim Much Easier: Need a Public Adjuster? Call The Shelley Group, Inc.

A Business or Home List of Your Belongings Will Make Filing an Insurance Claim Much Easier: Could you recall all your belongings in the case of a fire or another disaster? Keeping a current home inventory can expedite the settlement of your insurance claim, confirm losses for your tax return, and assist you in buying the right amount of insurance.

When you need someone to act on your behalf for insurance claims, call The Shelley Group. We are here to help you.

If you're just setting up a household, starting a home inventory is relatively simple. If you’ve been living in the same house for many years, however, the task of creating a list can seem daunting—but it doesn’t have to be. Get started here.

Choose a simple starting point – Begin with a confined area, such as your small kitchen appliance cabinet, sporting equipment closet, or handbag shelf.

Make a list of recent purchases – Start by listing recent purchases to develop an inventory habit, then proceed to your older items.

Include essential details – Generally, describe each item you document, noting where it was purchased, the make and model, the price, and any other relevant details that could assist in making a claim.

Group clothing by category – For instance, "5 pairs of jeans, 3 pairs of sneakers…" Note any items that are particularly valuable.

Document serial numbers – Serial numbers, typically found on the back or bottom of major appliances and electronics, serve as a helpful reference.

Review coverage for valuable items – Jewelry, art, and collectibles may have appreciated in value and might require special coverage beyond your standard homeowners insurance policy. While creating your home inventory list, consult with your agent to ensure adequate insurance for these items before a loss occurs.

Remember off-site belongings – Your items stored in a self-storage facility are also covered by your homeowners insurance. Be sure to include them in your inventory.

Maintain proof of value – Keep sales receipts, purchase agreements, and appraisals with your list.

Avoid feeling overwhelmed – Once you begin your inventory, continue even if you can't finish it all at once. An incomplete inventory is better than none.

Here is a complimentary copy of The Shelley Group, Inc.'s Content List. Download it now to begin your inventory list today.

TSG CONTENTS List (BLANK).pdf

Download PDF • 8.08MB

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