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Protect Your Home While You’re Away on Vacation: To safeguard your home while you're on vacation, make sure all doors and windows are secured, set up a security system, have a neighbor keep an eye on your house, pause your mail delivery, use smart light timers to give the impression that someone is home, remove any hidden keys, and refrain from sharing vacation details on social media to discourage potential thieves. According to FBI statistics, a theft or burglary takes place every 14.6 seconds. If it happens to you, it's important to know how to file your insurance claim promptly. Here's what to expect:
Make a list of your personal belongings. To stay organized, sort through your items and create an inventory checklist categorized by type, value, room in your house, and so on. If feasible, retain the original purchase receipts for these significant items, particularly if they are insured for Replacement Cost Value.
Take photos of any structural or personal content damages.
Reach out to the police and submit a police report.
Contact your insurance company immediately to report the claim.
Your insurance claims adjuster will review your policy and the police report, contacting you within 24 hours of your claim. The insurance company may investigate and inspect before payment. Once resolved, you'll receive compensation for covered losses, minus your deductible and depreciation. You'll receive documentation detailing the claim's outcome; keep a copy for your records.
If you find that the damage to your home or business & was under paid or totally denied, call The Shelley Group, Inc. Regardless of whether or not you cashed their check, we can still re-open your claim and work to get you what you deserve.
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