What Does a Standard Homeowners Policy Actually Cover?

Your home is more than just a valuable asset, it is the center of your life. Therefore, ensuring its safety and protection should be a top priority. In case of any catastrophic event, having homeowners insurance with the right coverage can help you repair and replace your home and belongings without falling into financial distress. While homeowners insurance is not legally mandated by state or federal law, it is usually required for anyone with a mortgage. However, a standard homeowners policy may not provide coverage for every possible scenario or every part of your home. Therefore, it's important to understand what is and isn't included in your policy.

Navigating the Insurance Claims Process for Your Business or Personal Property | The Shelley Group, Inc.

Knueven, L. (Published Wed, Jan 31 2024) Fire? Hail? Meteorites? Here’s what your homeowners insurance covers https://www.cnbc.com/select/what-does-homeowners-insurance-cover

• What homeowners insurance covers

• Fire damage

• Severe weather

• Theft and vandalism

• Falling objects

• What homeowners insurance doesn’t cover

• Bottom line

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Navigating the SC & NC Insurance Claims Process for Your Business or Personal Property.

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