What to Expect When Filing a Theft Claim: During an inspection, a field adjuster will visit your home to evaluate any physical damage. Once your claim is resolved, you will be compensated for your lost or damaged property as outlined in your policy, less your deductible and any applicable depreciation.
How Will My Insurance Company Value My Personal Belongings if They Are Stolen? The insurance company will inquire about the purchase date of each item and estimate the current replacement cost. They will subsequently compensate you with a "depreciated" value for each item.
REMEMBER... You don't need to manage this alone. The Shelley Group, Inc. is here to help in these circumstances! We can assist you in obtaining the MAXIMUM you deserve for your claim.