Navigating the North Carolina and South Carolina Insurance Claims Process for Your Business or Personal Property. The Shelley Group, Inc. will assess the damage to your home or business property to help determine the scope of repairs and estimate the replacement value for those repairs. WORKING FOR YOU, not the Insurance Company.
Understanding Homeowners Insurance: Does it Cover Water Damage from Rain?
My Private Adjuster
Mar 28, 20241 min read
When experiencing heavy rain, homeowners might question whether their insurance policy includes coverage for water damage due to rain. In certain situations, homeowner's insurance might cover this type of damage, contingent upon the method of rainwater entry into the home and the severity of the damage incurred.
My Private Adjuster | Working for You! NOT The Insurance Company
The level of coverage for rainwater damage to a home is determined by how the water enters the property. If the damage happens suddenly and unexpectedly due to events like windstorms, homeowners insurance policies typically cover some of the water damage costs. However, if the water damage results from homeowner negligence, such as not fixing a leaky roof, the insurance will not cover the damage. It's crucial for homeowners to maintain their property to prevent possible water damage and to review their insurance policy to understand their coverage limits.
If you think you may need someone to check out your insurance claim, do not hesitate to contact us today! The Shelley Group, Inc. will assess the damage to your home or business property to help determine the scope of repairs and estimate the replacement value for those repairs.
The Shelley Group, Inc. will assess the damage to your home or business property to help determine the scope of repairs and estimate the replacement value for those repairs.
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